Hopefully, it's not you in this picture realizing that you're auto insurance has lapsed or that you don't have enough coverage. Has your child taken your car without your permission and called to tell you that they have just been involved in an accident with another vehicle?
There are many scary scenarios involving too little or no insurance. If you're a first time driver looking for insurance, you can be overwhelmed by the terminology you'll see or hear while comparing companies and coverage. What is bodily injury liability coverage? What is comprehensive car insurance? What are deductibles and how will they affect me? Am I better off choosing a higher or lower deductible? How do I know which one is better? How do I know I have the right amount of coverage? DI I have too much or too little coverage? There are many factors that impact insurance rates including the age and driving history. On and on go the questions even for experienced drivers.
While searching the Internet for auto insurance companies, I found a web site that is very user friendly: ifaauto.com. If you're looking for NJ auto insurance go to their web site, enter your zip code and begin your search. You'll get free insurance quotes based on your needs. You can call their free phone number to talk with a representative to be sure you're choosing the right options, learn about payment plans and get answers to FAQ's (frequently asked questions) about claims and other aspects of insurance quickly.
