A New Horizon is a non-profit national company specializing in helping people get out of debt by provide counseling services and financial education. Debt consolidation is the first step towards regaining a secure financial footing. After analyzing your true (no point in not disclosing everything about the situation you're in) financial situation, they will help you get your financial responsibilities under control. Defining a realistic budget and living within it is the key to success.
Debt consolidation means keeping a budget and learning how to keep track of money and where it has been spent (another aspect that has to be approached honestly). Managing repayment of your previous debts while not incurring new ones will let you meet your goal of financial security. Solving money management problems through education, counseling and motivation are what A New Horizon is all about.